Crypto Card FinderBeta

MetaMask Card vs XPlace

2 crypto cards compared on the numbers that decide value: the real cashback you keep after fees and FX, where each is available, and their perks. Set your monthly spend and region below and every rate updates for your situation.

Cashback and FX are estimated for this spend and region.

MetaMask CardXPlace
Effective cashback1.0%0.7%
Net / month$50$33
NetworkMastercardVisa
Custodyself-custodialself-custodial
Card typedebitcredit
FX for your region0.0%0.0%
Available inUK, EU, CA, ROWUS, UK, EU, CA, AU, APAC, ROW
Perks๐Ÿท๏ธ๐Ÿ’ฐ๐Ÿฆ๐Ÿ’ณ๐Ÿ›‹๏ธ๐ŸŽฉ๐Ÿท๏ธ๐Ÿ’ฐ๐Ÿฆ๐Ÿ’ณ

Verdict for your spend

At $5,000/mo in your selected region, MetaMask Card returns the most real cashback (1.0%). The best card still depends on which perks you want and where you can get it, so check each against your situation.

MetaMask Card

  • โœ“Self-custodial: crypto stays in your wallet until purchase
  • โœ“0% FX on Metal
  • โœ“Virtual + physical, Apple/Google Pay

XPlace

  • โœ“Non-custodial: user keys, Kamino Finance smart contracts, XPlace cannot access funds
  • โœ“Earn yield on collateral while spending (SOL up to 6.15% APY; stablecoins up to 16% APY via Kamino)
  • โœ“No sell event / taxable event in Credit Mode: borrow against crypto, not sell

See more crypto card comparisons or the best cards for cashback.