MetaMask Card vs XPlace
2 crypto cards compared on the numbers that decide value: the real cashback you keep after fees and FX, where each is available, and their perks. Set your monthly spend and region below and every rate updates for your situation.
Cashback and FX are estimated for this spend and region.
| MetaMask Card | XPlace | |
|---|---|---|
| Effective cashback | 1.0% | 0.7% |
| Net / month | $50 | $33 |
| Network | Mastercard | Visa |
| Custody | self-custodial | self-custodial |
| Card type | debit | credit |
| FX for your region | 0.0% | 0.0% |
| Available in | UK, EU, CA, ROW | US, UK, EU, CA, AU, APAC, ROW |
| Perks | ๐ท๏ธ๐ฐ๐ฆ๐ณ | ๐๏ธ๐ฉ๐ท๏ธ๐ฐ๐ฆ๐ณ |
Verdict for your spend
At $5,000/mo in your selected region, MetaMask Card returns the most real cashback (1.0%). The best card still depends on which perks you want and where you can get it, so check each against your situation.
MetaMask Card
- โSelf-custodial: crypto stays in your wallet until purchase
- โ0% FX on Metal
- โVirtual + physical, Apple/Google Pay
XPlace
- โNon-custodial: user keys, Kamino Finance smart contracts, XPlace cannot access funds
- โEarn yield on collateral while spending (SOL up to 6.15% APY; stablecoins up to 16% APY via Kamino)
- โNo sell event / taxable event in Credit Mode: borrow against crypto, not sell
See more crypto card comparisons or the best cards for cashback.