Crypto card guides
Straight answers to the questions that actually decide whether a crypto card is worth it.
Start here
- How crypto cards work, and how to start using oneWhat a crypto card is, how it spends your crypto, and the steps to get one set up: sign up, verify, get a virtual or physical card, add funds, pay.
- KYC vs no-KYC crypto cards: what’s real in 2026Why almost every crypto card asks for ID, what “no-KYC” cards usually turn out to be, and the risks that come with them.
- What is a crypto neobank?Crypto neobanks explained: what they are, how they differ from a bank or an exchange, and what to check before you put money in one.
Cashback and fees
- How crypto card cashback really worksWhy the cashback rate a crypto card advertises is rarely what you earn, and how to work out the real number after fees, caps and FX.
- How to avoid FX fees on crypto cardsForeign-transaction fees can wipe out a crypto card’s cashback without you noticing. Here’s how FX fees work and how to keep them low.
- Is a paid crypto card tier worth it? The break-even mathPaid tiers promise higher cashback for a yearly fee. How to work out the monthly spend where the fee pays for itself, with a real example.
Safety, travel and tax
- Are crypto cards safe? Custody explainedCustodial vs self-custodial crypto cards: what each means for your money, and the risks to weigh before you sign up.
- Crypto cards and tax: what happens when you spend cryptoSpending crypto with a card can count as selling it. How that works in the US, Australia and the UK, what happens to your cashback, and how to keep it simple.
- Using a crypto card abroad without paying extraThe costs of spending abroad with a crypto card, and how to keep each one down: FX fees, the card network’s exchange rate, dynamic currency conversion and ATM fees.