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Nexo Card vs Wirex Card

2 crypto cards compared on the numbers that decide value: the real cashback you keep after fees and FX, where each is available, and their perks. Set your monthly spend and region below and every rate updates for your situation.

Cashback and FX are estimated for this spend and region.

Nexo CardWirex Card
Effective cashback0.5%0.0%
Net / month$25$0
NetworkMastercardVisa
Custodycustodialcustodial
Card typecreditdebit
FX for your region0.0%0.5%
Available inUK, EUUK, EU, AU, APAC, ROW
PerksπŸ’°πŸ¦πŸ›‹οΈπŸ›‘οΈπŸ“¦πŸŽ©πŸ·οΈπŸ’°πŸ¦πŸ’³

Verdict for your spend

At $5,000/mo in your selected region, Nexo Card returns the most real cashback (0.5%). The best card still depends on which perks you want and where you can get it, so check each against your situation.

Nexo Card

  • βœ“Genuine 0% FX within generous, tier-scaled monthly limits (up to €20k), cheap for travel/foreign spend
  • βœ“No monthly, annual, issuance or inactivity fees
  • βœ“Dual credit/debit toggle: spend balances or borrow against crypto without selling

Wirex Card

  • βœ“Long track record (since 2015) and a rare dual Visa+Mastercard principal membership, no sponsor-bank fragility
  • βœ“New no-subscription Wirex One pays cashback in USD value, removing the volatile-token payout of the old model
  • βœ“Genuine premium Visa perks (lounges, hotel collection, concierge, flight comp) at no monthly fee

See more crypto card comparisons or the best cards for cashback.