Bitget Wallet Card
A custodial Mastercard that pays cashback in USDC, WBTC, XAUt or xStocks (your choice). No yearly fee.
- Terms checked 27 Sep 2026
- Mastercard
- Prepaid
- Custodial
- Apple Pay and Google Pay
- Cashback in stablecoins
- Free plan
Custodial: the company behind this card holds your crypto, not you. We leave custodial cards out of our rankings. See every custodial card
All amounts in US dollars
Not offered to people in the US. Pick another country above to see what it pays there.
Not available in the US
Pick a plan
Base (2%)
Free, 2% on the first $200, then nothing
$0.00 a month, 0.0%
- Pays the most
Booster (3%, $200+ monthly spend)
Free, 3% on the first $200, then nothing, from $200 a month in spend
$2.00 a month, 0.1%
What you keep as spend grows
Hover the line to see other amounts.
Show as a table
| Monthly spend | What you keep | Plan |
|---|---|---|
| $250 | 2.2% | Booster (3%, $200+ monthly spend) |
| $500 | 1% | Booster (3%, $200+ monthly spend) |
| $750 | 0.6% | Booster (3%, $200+ monthly spend) |
| $1,000 | 0.4% | Booster (3%, $200+ monthly spend) |
| $1,500 | 0.2% | Booster (3%, $200+ monthly spend) |
| $2,000 | 0.1% | Booster (3%, $200+ monthly spend) |
| $2,500 | 0.04% | Booster (3%, $200+ monthly spend) |
| $3,000 | 0% | Booster (3%, $200+ monthly spend) |
| $4,000 | −0.05% | Booster (3%, $200+ monthly spend) |
| $5,000 | −0.08% | Booster (3%, $200+ monthly spend) |
| $6,000 | −0.1% | Booster (3%, $200+ monthly spend) |
| $7,500 | −0.12% | Booster (3%, $200+ monthly spend) |
| $10,000 | −0.14% | Booster (3%, $200+ monthly spend) |
Every fee
- Yearly fee
- None
- FX fee
- The card holds USD. Spending in any other currency costs 1.7% (Europe, Africa and LATAM on Mastercard rates; Asia-Pacific on Visa rates). Asia-Pacific cards also pay a 0.05% to 0.2% crypto-to-fiat conversion fee on every purchase. Mainland China (Fiat24) is different: 1% top-up fee and about 1% FX difference
- Conversion fee
- No fee on USD purchases in Europe, Africa and LATAM. Asia-Pacific: 0.05% to 0.2% conversion fee on every purchase
- Topping up
- Top up from Bitget Wallet with USDT or USDC (other tokens can be swapped first). No top-up fee, except 1% in mainland China
- ATM withdrawals
- Physical card (Asia-Pacific) only: 1% or 5 USD per withdrawal, whichever is higher, plus 1.7% FX and 0.05% conversion. No ATM withdrawals in Singapore
- Card issue
- Virtual card: 0.10 USD activation within 72 hours of KYC approval, 10 USD after that (Europe, Africa and LATAM schedule). Optional physical card (Asia-Pacific only): 49 USD including shipping, taken from the card balance
- Monthly fee
- $0 (no monthly or annual fee)
Our own test
We're testing crypto cards with a week of everyday spending each from October and comparing what each card takes with the market rate. What this card actually charges will show here and in our Q4 report.
Where these numbers come from
Bitget Wallet Card's published terms, checked 27 September 2026. Where sources disagree, we go with the less generous reading.
- Bitget Wallet help center: card fees (Asia-Pacific)Fee schedule
- Bitget Wallet help center: card fees (EEA, Africa and LATAM)Fee schedule
- Bitget Wallet help center: what is assetbackHelp center
- Bitget Wallet help center: assetback rules and exclusionsHelp center
- Bitget Wallet Card pageOfficial site
What changed on this card
- 1 Aug 2026Assetback replaces fee refundsThe 0-fee refund program ended on 31 Jul 2026, so fees are now charged on every purchase and cardholders earn 2% to 3% assetback on capped monthly spend instead.Bitget Wallet help center: what is assetbackTerms update
What's good and what to watch
Good
- 2% assetback for every cardholder, 3% from $200 of monthly spend in the EEA, UK and Australia ($100 in Latin America and parts of Asia)
- Choose the reward asset: USDC, bitcoin (WBTC), gold (XAUt) or tokenized NVIDIA, Tesla, Google or S&P 500
- No monthly or annual fee; the virtual card costs 0.10 USD to activate within 72 hours
- Apple Pay and Google Pay; physical Visa card in nine Asia-Pacific markets
Watch
- Assetback counts only up to a monthly eligible-spend cap ($200 to $600 depending on country; new cardholders see theirs in the app). This file assumes $200
- The card holds USD, so every non-USD purchase costs 1.7%, which outweighs the capped reward for most spenders outside USD countries
- Asia-Pacific cards also pay 0.05% to 0.2% conversion on every purchase
- The card balance sits with the regional issuer, not in the self-custodial wallet (it keeps working if you lose your seed phrase)
- No public cardholder agreement; fees and caps come from the help center and the app
- Not available in the US or Canada
- Shares a brand with the Bitget exchange, which lost about $387.5M in a 24 Sep 2026 hack. Bitget says Bitget Wallet runs on separate infrastructure and was not affected
At a glance
- Network
- Mastercard
- Custody
- custodial
- Card type
- prepaid
- Form
- Physical & virtual
- Mobile wallets
- ✓ Apple Pay✓ Google Pay
- Chains
- BaseEthereumSolanaTRON
- Tokens
- USDCUSDT
- Availability
- EEA and the UK, Latin America: Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru, Asia-Pacific: Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, the Philippines, South Asia: Pakistan, Bangladesh, Africa: South Africa
- Not offered in
- Hong Kong, Indonesia, Israel, Nigeria, Turkey and United Arab Emirates
- KYC
- Required in the Bitget Wallet app (government ID, 18 or older); approval can take about a minute
- Funding
- USDTUSDCOther tokens swapped in Bitget Wallet
- Spending limit
- Most users: $12,000 a day and $150,000 a year (limits vary by issuer). Asia-Pacific physical card: $50,000 a day, $990,000 a year
- ATM limit
- Physical card: $3,000 per withdrawal, $10,000 a day (20 withdrawals), $100,000 a month (30 withdrawals)
Perks and benefits
- Offers & creditsNew cardholders start on the 3% Booster rate for their first calendar month and the next. A welcome bonus of up to $20 is paid after qualifying transactions (campaign rules vary).
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General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
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