What changed

Every fee, rate and rule change we catch, with the date and the source. Card issuers rarely announce the ones that cost you.

24 Oct 2026ether.fi CashFree ATM withdrawals on every tierether.fi now lists ATM withdrawals as free on every tier: 10 a month on Core and Luxe, and unlimited on Pinnacle and VIP. Before, only Pinnacle and VIP had free withdrawals, 10 a month. The limits stay at $5,000 a withdrawal and up to 5 withdrawals or $25,000 in any 24 hours.ether.fi help center: membership level benefitsTerms update
23 Oct 2026ether.fi CashAccount protection isn't live yetether.fi now marks its account balance protection as coming soon, and its help center says the program isn't live yet, though its legal terms give an effective date of 4 Sep. The help center says nothing is covered until it launches.ether.fi help center: Cash Protection ProgramTerms update
20 Oct 2026ether.fi CashLounge passes paid back on Luxe and upether.fi now pays back lounge passes bought in the Visa Airport Companion app in full, up to $49 a pass: 2 a year on Luxe and unlimited on Pinnacle and VIP. Core isn't included. It covers passes bought from 20 Oct.ether.fi help center: airport lounge accessPays more
16 Oct 2026ether.fi CashHigher ATM limitsEvery tier can now take out $5,000 a withdrawal, up to 5 withdrawals and $25,000 in any 24 hours. Before, it was $1,000 a withdrawal and $5,000 a day. The help article changed on 16 Oct.ether.fi help center: ATM withdrawal limitsTerms update
3 Oct 2026Plasma OneHigher fee on purchases outside US dollarsOn our own Plasma One card (Core), Plasma's fee line on Australian-dollar purchases was 0.5% in June and July and about 1.4% in October, on top of an exchange rate about 2% worse than the mid-market rate. All in, purchases cost a median 3.1% in October (3 purchases) and 2.6% in June and July (10 purchases). Plasma publishes 1.5% for Core. We saw the change on 3 Oct; when it started isn't known.Our fee test, Jun to Oct 2026Costs more
1 Oct 2026Plasma OneATM fees publishedPlasma's help center now says the physical card works at any Visa ATM: $2 plus 2% a withdrawal, up to $1,000 a time, with Plasma's FX fee on other currencies. Virtual cards can't be used at ATMs, and withdrawals earn no cashback. In September no ATM terms were published.Plasma help center: ATM withdrawalsTerms update
28 Sep 2026ether.fi CashCore physical card now free apart from shippingether.fi's help center now lists the Core physical card as free, with a shipping fee. On 12 Sep it was a $50 non-refundable fee. We saw the change on 28 Sep; the exact date isn't published.ether.fi help center: membership level benefitsTerms update
26 Sep 2026Tria CardEntry plan renamed Lite, with a higher capTria renamed its plans Lite, Pro and Max. Lite now pays 1.5% on the first $1,000 a month (was $100) and costs $20 a year (was $25). Pro and Max rates are unchanged. The fee schedule still shows the old figures.Tria blog: Lite, Pro and Max membershipsPays more
18 Sep 2026Plasma OneFX fee now depends on planPlasma's fee table puts non-USD spend at about 2% on Lite and about 1.5% on Core, while Platinum pays 0% because Plasma covers the Visa fee.Plasma help center: fees on Plasma OneTerms update
14 Sep 2026XPlaceCash back only in Credit modeXPlace's docs and cashback page were revised on 13 Sep 2026 and its home page showed the new rates on 14 Sep. Cash mode now pays no cash back, only XP points with no cash value. USDC cash back needs Credit mode, which borrows against your crypto, and was halved to 0.5% / 1% / 1.5% / 2% by tier (it was 1% to 4%), capped at $10 / $40 / $100 / $250 a month. Two review sites say existing paid members keep the old rates for up to 12 months; XPlace hasn't published that.XPlace docs: cashbackCosts more
11 Sep 2026ether.fi CashMembership levels overhauledether.fi raised the stake for Luxe to 30,000 ETHFI and Pinnacle to 150,000, added $199 and $999 yearly subscriptions and a 500,000 ETHFI VIP tier, and made the FX fee depend on tier.ether.fi help center: membership levelsTerms update
31 Aug 2026KAST Card0% FX promotion endedKAST's credit-back of FX fees on card spend ran from 1 Jun to 31 Aug 2026 and is now listed as expired, so the normal FX markup of 0.5% to 1.75% applies.KAST promotions pageOffer ended
1 Aug 2026Bitget Wallet CardAssetback replaces fee refundsThe 0-fee refund program ended on 31 Jul 2026, so fees are now charged on every purchase and cardholders earn 2% to 3% assetback on capped monthly spend instead.Bitget Wallet help center: what is assetbackTerms update
2 Jun 2026MetaMask CardMetal card orders pausedMetaMask paused orders for its $199 Metal card on 2 Jun 2026, and they are still paused. New cardholders can get the free Virtual card, which pays 1%.MetaMask support: Metal cardOffer ended
31 May 2026Bleap2% at restaurants and supermarkets endedThe promotional 2% cashback at restaurants and supermarkets ran from 12 Feb to 31 May 2026, and those purchases now earn the standard 1%.Bleap cashback terms and conditionsOffer ended
15 May 2026Tria Card0.5% fee on purchases outside US dollarsFrom mid-May 2026 our own Tria card shows a 0.5% Tria fee on purchases in other currencies, on top of Visa's 1% FX fee. US-dollar purchases have neither. The app shows the fee as 1% discounted to 0.5% for now.Our fee test, Nov 2025 to Sep 2026Costs more

Each card's page shows its own changes. The numbers across the site already include every change here that has taken effect.