What matters to you?
Pick as many as you like. Cards that have them come first, sorted by the numbers behind your picks. We only rank self-custodial cards, where you hold the keys.
All amounts in US dollars
Trips and overseas stores, at each card's FX fee.
Add spending on AI tools, subscriptions or travel
Part of your monthly spend. Leave blank if none.
The highest-paying strategy
The combination of up to 3 cards that pays back the most at the numbers you've entered, with your picks covered.
One card pays back the most at these numbers: Tria Card, Max (Metal). A second card doesn't add anything.
Tria Card, Max (Metal)
$2,000 of everything else
$99.17 a month
Go to Tria Card
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To set this up
- Tria Card: nothing to hold
How we worked this out
- Spending on AI tools, subscriptions and travel goes to the card that pays back the most on it. The rest goes to the highest rate first, within each card's caps; spending past every cap goes on the card with the lowest FX.
- Tria Card: $120.00 back, less $20.83 card fees and $0.00 FX, a month.
- How we calculate
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
7 cards
Sorted by what you keep each month
- Tria CardMax (Metal)$99.17$99.17a month
- ether.fi CashCore$60.00$60.00a month
- Tangem PayBasic$20.00$20.00a month
- XPlaceSilver$11.75$11.75a month
- OobitLevel 5 ($1,500+ spend per 90 days)$0.00$0.00a month
- Phantom Cash CardPhantom Cash$0.00$0.00a month
- Avici CardPlatinum−$1.25−$1.25a month
Browse all 13 cards to compare them side by side, including the ones not offered where you live.
Sorting is a calculation from each card's published terms, not a recommendation. Card pages have the full terms.