Bybit Card vs KuCard
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Bybit Card keeps $22.00 more a month than KuCard at this spend.
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| Detail | Bybit Card | KuCard |
|---|---|---|
| Plan at this spend | Tier 2 (Beta): $500 monthly spend or VIP 1 to 2 | Spend over $1,000 a month (2%) |
| Paid in | USDT | Points redeemable for USDC or USDT (1,000 points = 1 USDC) |
| FX on your spend | 0.9% | 1.5% |
| Yearly fee | None | None |
| Network | Mastercard | Mastercard |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Custodial |
| Available in | Australia, Asia-Pacific, Elsewhere | Australia |
| Perks | Discounts & offers, Earn yield | Discounts & offers |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Bybit Card
- No annual or monthly fee, and the virtual card is free
- 2% on the first $2,500 a month once you spend $500 a month (Tier 2), with higher tiers unlocked by spend alone
- Cashback converts to USDT automatically
- Two fees on most purchases: 0.9% to convert crypto (stablecoins too) plus 2% on spend outside the card's currency, which together exceed the 2% cashback
- Below $500 a month the cashback is capped at $5 a month
KuCard
- No annual or monthly fee, and the first virtual card is free
- Points redeem for USDC or USDT at 1,000 points to 1 USDC
- Reward rate rises with monthly card spend, so no holding is needed to reach 1.5% to 3% on non-AUD spend
- Purchases in AUD earn no points under the programme terms, so everyday Australian spend earns nothing
- Every purchase in AUD or USD costs 1.5% (0.5% transaction fee plus 1% foreign exchange fee), because the card settles in USDC
More: other comparisons, every card at your spend, or the cashback list.