ether.fi Cash vs KAST Card

Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.

I spenda month in

All amounts in US dollars

Pays the most

ether.fi Cash

$60.00 a month

Advertised up to 4% , real cashback rate 3.0%

See plans

KAST Card

$30.00 a month

Advertised up to 3% , real cashback rate 1.5%

See plans

ether.fi Cash pays back $30.00 more a month than KAST Card at this spend.

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Detail	ether.fi Cash	KAST Card
Plan at this spend	Core	Standard
Paid in	ETHFI	USD
FX on your spend	0%	0%
Yearly fee	$199 or $999	$1,000 or $10,000
Network	Visa	Visa
Card type	Credit	Prepaid
Custody	Self-custody	Custodial
Available in	US, UK, EU, Australia, Asia-Pacific, Elsewhere (not Israel, Turkey, Vietnam)	US, UK, EU, Asia-Pacific, Elsewhere (not Japan)
Perks	Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Borrow vs crypto, Metal card	Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Metal card

General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.

ether.fi Cash

3% cashback on the first $2,000/mo (Core), scaling to $10k (Luxe) / $50k (Pinnacle), and 4% on VIP
Self-custodial: spend from your own Safe vault
Collateral keeps earning staking yield via Borrow Mode

Cashback is now paid in ETHFI, a volatile token, rather than the USDC it previously credited
Cashback rate steps down sharply above the 3% band (1% then 0.5%)

Every plan and fee for ether.fi Cash

KAST Card

0% spread on stablecoin deposits (1:1)
Free Standard tier, no monthly fee
170+ countries, unlimited daily spend

Custodial: KAST holds your crypto
High ATM cost ($3 + 2% USD, $3 + 4% non-USD), low $750/day limit

Every plan and fee for KAST Card

More: other comparisons, every card at your spend, or the cashback list.