Jupiter Card
A custodial Visa card that pays cashback in USDC. No yearly fee.
- Terms checked 27 Sep 2026
- Visa
- Debit
- Custodial
- Apple Pay and Google Pay
- Cashback in stablecoins
- Free plan
Custodial: the company behind this card holds your crypto, not you. We leave custodial cards out of our rankings. See every custodial card
All amounts in US dollars
$40.00 a month
Advertised up to 2% , real cashback rate 2.0%, on the Standard plan
$40.00 cashback$0.00 card fees$0.00 FX and other fees
Affiliate link: we may earn a commission if you sign up.
Pick a plan
- Pays the most
Standard
Free, 2% on everything, up to $100 a month back
$40.00 a month, 2.0%
What you keep as spend grows
Hover the line to see other amounts.
Show as a table
| Monthly spend | What you keep | Plan |
|---|---|---|
| $250 | 2% | Standard |
| $500 | 2% | Standard |
| $750 | 2% | Standard |
| $1,000 | 2% | Standard |
| $1,500 | 2% | Standard |
| $2,000 | 2% | Standard |
| $2,500 | 2% | Standard |
| $3,000 | 2% | Standard |
| $4,000 | 2% | Standard |
| $5,000 | 2% | Standard |
| $6,000 | 1.67% | Standard |
| $7,500 | 1.33% | Standard |
| $10,000 | 1% | Standard |
Every fee
- Yearly fee
- None
- FX fee
- 0% on USD payments. Non-USD payments: 1% on Rain-issued cards, 1.8% on DCS-issued cards (Australia, Japan, Malaysia, the Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam). The issuer is set by country of residence, not where you spend. The FX fee on a refunded payment is not returned
- Conversion fee
- $0 on USD purchases
- Topping up
- USDC (Solana, Sui, Arbitrum, Base) or USDT (Solana) credited 1:1 to a USD balance, no deposit fee (network fees apply). Other tokens via Send to Spend in Jupiter Mobile carry a 0.1% or 0.2% swap fee
- ATM withdrawals
- ATM withdrawals may work with the physical card but are not guaranteed; the ATM operator sets any fee (Jupiter Spend FAQ)
- Card issue
- Virtual card free; physical card $13.13 plus shipping (rolling out in phases, full rollout planned by end of 2026; $30 off tracked shipping with a $1,500+ balance)
- Monthly fee
- $0 (no annual or monthly fee)
Our own test
We're testing crypto cards with a week of everyday spending each from October and comparing what each card takes with the market rate. What this card actually charges will show here and in our Q4 report.
Where these numbers come from
Jupiter Card's published terms, checked 27 September 2026. Where sources disagree, we go with the less generous reading.
- Jupiter Global Cashback & Referral Program Terms (current version, uploaded 1 July 2026)Terms
- Jupiter docs: Spend fees and limitsFee schedule
- Jupiter docs: Jupiter Card (issuers, countries, US states)Help center
- Jupiter docs: rewards and referralsHelp center
- Jupiter docs: Spend FAQHelp center
- Jupiter docs: Spend risks and securityHelp center
What's good and what to watch
Good
- 2% USDC cashback on general spend with no card or monthly fee
- 0% FX on USD payments, so US residents and USD merchants keep the full 2%
- Cashback is paid in USDC, not a volatile token, and can be moved to the card balance fee-free
- Stablecoin deposits from Solana, Sui, Arbitrum and Base are credited 1:1 with no deposit fee
- 4% (capped at $200) in any month after a month in which you refer 2 qualifying friends
Watch
- Cashback is capped at $100 a month, so the effective rate falls above $5,000 of monthly spend
- Non-USD spend costs 1.8% FX on DCS-issued cards (Australia and eight Asian markets) and 1% on Rain-issued cards elsewhere, which leaves Australians about 0.2% net
- Custodial: deposits become a USD balance held by the card issuer, not funds in your own wallet
- The cashback rate was halved on 1 July 2026, when the 4% launch terms ended
- Physical cards are still rolling out; only 31 US states; no EU, UK or Canada availability
At a glance
- Network
- Visa
- Custody
- custodial
- Card type
- debit
- Form
- Physical & virtual
- Mobile wallets
- ✓ Apple Pay✓ Google Pay
- Chains
- SolanaSuiArbitrumBase
- Tokens
- USDCUSDT
- Availability
- 52 listed countries in Latin America, the Caribbean, Africa, the Middle East and Asia-Pacific, incl. Australia and New Zealand, 31 US states, No EU, UK or Canada listing
- Not offered in
- Hong Kong, Indonesia, Israel, Nigeria and Turkey
- KYC
- Jupiter ID verification via Sumsub (usually minutes; manual reviews 3-5 working days). Proof of address is required in APAC and usually for unlisted countries
- Funding
- USDC deposit (Solana, Sui, Arbitrum, Base)USDT deposit (Solana)Any token via Send to Spend in Jupiter MobileUSD or EUR bank transfer to the Spend virtual accounts
- Spending limit
- Rain-issued cards: no spending limit. DCS-issued cards: $50,000 a day and $990,000 a year. Apple Pay and Google Pay are not offered in every supported country
Perks and benefits
- Offers & creditsSame app adds QR Pay (DCS-issued cards only, and not all of them: Cambodia, Indonesia, Malaysia, Mongolia, the Philippines and Vietnam, no fee and no FX markup) and virtual USD and EUR accounts with SWIFT and local payouts. QR Pay spend earns no cashback
Affiliate link: we may earn a commission if you sign up.
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
Affiliate link: we may earn a commission if you sign up.