Jupiter Card vs Phantom Cash Card
Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.
Short answer: At $2,000 a month in the US, Jupiter Card pays back $40.00 a month and Phantom Cash Card pays back nothing. Jupiter Card comes out $40.00 a month ahead. It stays ahead at $500 a month, by $10.00, and at $5,000, by $100.00. Only Jupiter Card is open to people in Australia and most of Asia-Pacific.
Terms checked How we work it out
All amounts in US dollars
Jupiter Card pays back $40.00 more a month than Phantom Cash Card at this spend.
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| Detail | Jupiter Card | Phantom Cash Card |
|---|---|---|
| Plan at this spend | Standard | Phantom Cash |
| Paid in | USDC | Not stated |
| FX on your spend | 0% | 0% |
| Yearly fee | None | None |
| Network | Visa | Visa |
| Card type | Debit | Prepaid |
| Custody | Custodial | Self-custody |
| Available in | US, Australia, Asia-Pacific, Elsewhere (not Hong Kong, Indonesia, Israel, Nigeria, Turkey) | US |
| Perks | None listed | Earn yield |
Jupiter CardFX marked measured is what we paid on our own purchases. The rest are worked out from each card's terms. How we work out FX
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
Jupiter Card
- 2% USDC cashback on general spend with no card or monthly fee
- 0% FX on USD payments, so US residents and USD merchants keep the full 2%
- Cashback is paid in USDC, not a volatile token, and can be moved to the card balance fee-free
- Cashback is capped at $100 a month, so the effective rate falls above $5,000 of monthly spend
- Non-USD spend costs 1.8% FX on DCS-issued cards (Australia and eight Asian markets) and 1% on Rain-issued cards elsewhere, which leaves Australians about 0.2% net
Phantom Cash Card
- Spend a dollar stablecoin (CASH) straight from the Phantom wallet
- No issuance or monthly fee
- Apple Pay support
- No cashback
- US only, and not available in New York
More: other comparisons, every card at your spend, or the cashback list.