Binance Card vs Bybit Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Binance Card keeps $36.00 more a month than Bybit Card at this spend.
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| Detail | Binance Card | Bybit Card |
|---|---|---|
| Plan at this spend | Tier 3 ($1,000+ monthly spend) | Tier 2 (Beta): $500 monthly spend or VIP 1 to 2 |
| Paid in | USDC | USDT |
| FX on your spend | 0.1% | 0.9% |
| Yearly fee | None | None |
| Network | Mastercard | Mastercard |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Custodial |
| Available in | Australia, Asia-Pacific, Elsewhere | Australia, Asia-Pacific, Elsewhere |
| Perks | None listed | Discounts & offers, Earn yield |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Binance Card
- No issuance, monthly or annual fee
- Cashback paid in USDC, and the month's highest tier applies to all of that month's spend
- Spending USDC costs only a 0.1% conversion fee
- A 3% foreign transaction fee in Australia (2% in several other markets) outweighs the cashback on local-currency spend
- Cashback is capped at US$100 a month (Binance's cashback FAQ, updated 25 Sep 2026)
Bybit Card
- No annual or monthly fee, and the virtual card is free
- 2% on the first $2,500 a month once you spend $500 a month (Tier 2), with higher tiers unlocked by spend alone
- Cashback converts to USDT automatically
- Two fees on most purchases: 0.9% to convert crypto (stablecoins too) plus 2% on spend outside the card's currency, which together exceed the 2% cashback
- Below $500 a month the cashback is capped at $5 a month
More: other comparisons, every card at your spend, or the cashback list.