Binance Card vs Crypto.com Visa Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Binance Card keeps $45.49 more a month than Crypto.com Visa Card at this spend.
Affiliate link: we may earn a commission if you sign up.
| Detail | Binance Card | Crypto.com Visa Card |
|---|---|---|
| Plan at this spend | Tier 3 ($1,000+ monthly spend) | Pro ($299.90/yr) |
| Paid in | USDC | CRO |
| FX on your spend | 0.1% | 0% |
| Yearly fee | None | $49.90 or $299.90 |
| Network | Mastercard | Visa |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Custodial |
| Available in | Australia, Asia-Pacific, Elsewhere | US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere |
| Perks | None listed | Lounge access, Discounts & offers, Earn yield, Metal card |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Binance Card
- No issuance, monthly or annual fee
- Cashback paid in USDC, and the month's highest tier applies to all of that month's spend
- Spending USDC costs only a 0.1% conversion fee
- A 3% foreign transaction fee in Australia (2% in several other markets) outweighs the cashback on local-currency spend
- Cashback is capped at US$100 a month (Binance's cashback FAQ, updated 25 Sep 2026)
Crypto.com Visa Card
- CRO back on spending from 1.5% (Plus) to 4.5% (Private); UK, EU and Canadian plans currently pay 2% to 5%
- Plus and Pro can be unlocked with a subscription ($49.90 or $299.90 a year) instead of locking CRO
- Local-currency cards in the US, UK, EU, Canada and Australia, so domestic spending has no FX fee
- The free Basic plan pays no cashback at all
- In the US, Australia, Singapore and elsewhere, Plus stops earning after $750 of spend a month and Pro after $1,500 (since 1 Sep 2026); UK, EU and Canadian plans cap at $25 and $75 of rewards
More: other comparisons, every card at your spend, or the cashback list.