Binance Card vs OKX Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Binance Card keeps $20.00 more a month than OKX Card at this spend.
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| Detail | Binance Card | OKX Card |
|---|---|---|
| Plan at this spend | Tier 3 ($1,000+ monthly spend) | Regular (no VIP level) |
| Paid in | USDC | USDG |
| FX on your spend | 0.1% | 0.1% |
| Yearly fee | None | None |
| Network | Mastercard | Mastercard |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Custodial |
| Available in | Australia, Asia-Pacific, Elsewhere | EU |
| Perks | None listed | Discounts & offers |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Binance Card
- No issuance, monthly or annual fee
- Cashback paid in USDC, and the month's highest tier applies to all of that month's spend
- Spending USDC costs only a 0.1% conversion fee
- A 3% foreign transaction fee in Australia (2% in several other markets) outweighs the cashback on local-currency spend
- Cashback is capped at US$100 a month (Binance's cashback FAQ, updated 25 Sep 2026)
OKX Card
- No card, monthly or FX fee from OKX: only a conversion fee of up to 0.10% per purchase
- 2% cashback in USDG with no VIP level, up to €50 a month (about €2,500 of spend) since 1 September 2026
- Euro-denominated card in the EEA, so euro spend involves no currency conversion
- Cashback only on purchases paid with USDG; USDC spend earns nothing
- Without a VIP level, cashback stops at €50 a month
More: other comparisons, every card at your spend, or the cashback list.