Bitpanda Card vs Crypto.com Visa Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Highest at this spendCrypto.com Visa Card
Crypto.com Visa Card
$12.51 a month
0.6% effective, advertised up to 4.5%
Crypto.com Visa Card keeps $12.31 more a month than Bitpanda Card at this spend.
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| Detail | Bitpanda Card | Crypto.com Visa Card |
|---|---|---|
| Plan at this spend | Crypto-funded spend | Pro ($299.90/yr) |
| Paid in | The crypto asset spent (for example BTC) | CRO |
| FX on your spend | 0.99% | 0% |
| Yearly fee | None | $49.90 or $299.90 |
| Network | Visa | Visa |
| Card type | Debit | Prepaid |
| Custody | Custodial | Custodial |
| Available in | EU | US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere |
| Perks | None listed | Lounge access, Discounts & offers, Earn yield, Metal card |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Bitpanda Card
- No monthly or annual fee; free first physical card and up to 3 virtual cards
- 0% foreign exchange charge from Bitpanda on non-euro spend (Visa rate)
- Cashback is paid in the same crypto you spend
- Every crypto-funded purchase pays Bitpanda's trading fee (0.99% for Bitcoin, 1.49% for most other crypto), which cancels almost all of the 1% cashback
- Cashback only on crypto-funded spend: nothing on EUR, stablecoin, metal or stock balances
Crypto.com Visa Card
- CRO back on spending from 1.5% (Plus) to 4.5% (Private); UK, EU and Canadian plans currently pay 2% to 5%
- Plus and Pro can be unlocked with a subscription ($49.90 or $299.90 a year) instead of locking CRO
- Local-currency cards in the US, UK, EU, Canada and Australia, so domestic spending has no FX fee
- The free Basic plan pays no cashback at all
- In the US, Australia, Singapore and elsewhere, Plus stops earning after $750 of spend a month and Pro after $1,500 (since 1 Sep 2026); UK, EU and Canadian plans cap at $25 and $75 of rewards
More: other comparisons, every card at your spend, or the cashback list.