Coinbase Card vs Coinbase One Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Highest at this spendCoinbase One Card
Coinbase One Card
$35.83 a month
1.8% effective, advertised up to 4.0%
Coinbase One Card keeps $35.83 more a month than Coinbase Card at this spend.
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| Detail | Coinbase Card | Coinbase One Card |
|---|---|---|
| Plan at this spend | Standard (rewards rate not published) | Tier 1 (under $10k on Coinbase) |
| Paid in | Crypto you choose from a rotating list (US only) | BTC |
| FX on your spend | 0% | 0% |
| Yearly fee | None | $49.99 |
| Network | Visa | Not stated |
| Card type | Debit | Credit |
| Custody | Custodial | Custodial |
| Available in | US, UK, EU | US |
| Perks | None listed | Travel insurance, Purchase protection, Discounts & offers, Metal card |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Coinbase Card
- No card fee, monthly fee or spending fee, and no credit check
- US card: 0% on purchases in other currencies under the Pathward fee list
- Spending your cash balance or USDC avoids a crypto sale and its spread
- Coinbase does not publish the US rewards rate, so the kept rate here is 0% and any rewards are upside you cannot plan on
- Spending crypto other than USDC sells it at a price that includes an unpublished spread
Coinbase One Card
- 2% back in bitcoin on every eligible purchase at the entry tier, with no cap on the 2% rate
- Up to 4% on the first $10,000 a month for members holding $200,000+ on Coinbase (2.5% from $10,000, 3% from $50,000)
- No card annual fee and no foreign transaction fee
- Needs a paid Coinbase One membership: Basic annual at $49.99/yr is the cheapest route, and the monthly Basic plan does not qualify
- US only (not US territories) and subject to a credit check; the secured fallback needs a USDC deposit from $100
More: other comparisons, every card at your spend, or the cashback list.