Coinbase Card vs Crypto.com Visa Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Highest at this spendCrypto.com Visa Card
Crypto.com Visa Card
$12.51 a month
0.6% effective, advertised up to 4.5%
Crypto.com Visa Card keeps $12.51 more a month than Coinbase Card at this spend.
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| Detail | Coinbase Card | Crypto.com Visa Card |
|---|---|---|
| Plan at this spend | Standard (rewards rate not published) | Pro ($299.90/yr) |
| Paid in | Crypto you choose from a rotating list (US only) | CRO |
| FX on your spend | 0% | 0% |
| Yearly fee | None | $49.90 or $299.90 |
| Network | Visa | Visa |
| Card type | Debit | Prepaid |
| Custody | Custodial | Custodial |
| Available in | US, UK, EU | US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere |
| Perks | None listed | Lounge access, Discounts & offers, Earn yield, Metal card |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Coinbase Card
- No card fee, monthly fee or spending fee, and no credit check
- US card: 0% on purchases in other currencies under the Pathward fee list
- Spending your cash balance or USDC avoids a crypto sale and its spread
- Coinbase does not publish the US rewards rate, so the kept rate here is 0% and any rewards are upside you cannot plan on
- Spending crypto other than USDC sells it at a price that includes an unpublished spread
Crypto.com Visa Card
- CRO back on spending from 1.5% (Plus) to 4.5% (Private); UK, EU and Canadian plans currently pay 2% to 5%
- Plus and Pro can be unlocked with a subscription ($49.90 or $299.90 a year) instead of locking CRO
- Local-currency cards in the US, UK, EU, Canada and Australia, so domestic spending has no FX fee
- The free Basic plan pays no cashback at all
- In the US, Australia, Singapore and elsewhere, Plus stops earning after $750 of spend a month and Pro after $1,500 (since 1 Sep 2026); UK, EU and Canadian plans cap at $25 and $75 of rewards
More: other comparisons, every card at your spend, or the cashback list.