CoinJar Card vs CoinSpot Mastercard
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
CoinJar Card keeps $20.00 more a month than CoinSpot Mastercard at this spend.
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| Detail | CoinJar Card | CoinSpot Mastercard |
|---|---|---|
| Plan at this spend | Standard | Standard |
| Paid in | CoinJar Rewards points | Not stated |
| FX on your spend | 3.99% | 3.99% |
| Yearly fee | None | None |
| Network | Mastercard | Mastercard |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Custodial |
| Available in | Australia | Australia |
| Perks | None listed | None listed |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
CoinJar Card
- No card, monthly or activation fee; the digital card is ready in the app straight away
- The 1% purchase fee comes back as CoinJar Rewards points (1 point per A$1, about 1c each)
- AUD-denominated, so no foreign exchange fee on Australian dollar spend
- No net cashback: the points only offset the 1% purchase fee
- 3.99% all-in on foreign-currency spend (2.99% foreign transaction fee plus the 1% purchase fee)
CoinSpot Mastercard
- No issue, annual or account fees
- Digital card, usable straight away with Apple Pay and Google Pay
- Spend from up to 5 ranked CoinSpot wallets
- No cashback or rewards
- About 1% conversion fee when your crypto is sold for each purchase
More: other comparisons, every card at your spend, or the cashback list.