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Crypto.com Visa Card vs Krak Card

Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.

a month in
Crypto.com Visa Card

$12.51 a month

0.6% effective, advertised up to 4.5%

Highest at this spendKrak Card

$20.00 a month

1.0% effective, advertised up to 2.0%

Krak Card keeps $7.49 more a month than Crypto.com Visa Card at this spend.

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DetailCrypto.com Visa CardKrak Card
Plan at this spendPro ($299.90/yr)Pro
Paid inCROUSD/GBP/EUR or BTC
FX on your spend0%0%
Yearly fee$49.90 or $299.90None
NetworkVisaMastercard
Card typePrepaidDebit
CustodyCustodialCustodial
Available inUS, UK, EU, Canada, Australia, Asia-Pacific, ElsewhereUS, UK, EU
PerksLounge access, Discounts & offers, Earn yield, Metal cardDiscounts & offers, Earn yield, Metal card

General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.

Crypto.com Visa Card

  • CRO back on spending from 1.5% (Plus) to 4.5% (Private); UK, EU and Canadian plans currently pay 2% to 5%
  • Plus and Pro can be unlocked with a subscription ($49.90 or $299.90 a year) instead of locking CRO
  • Local-currency cards in the US, UK, EU, Canada and Australia, so domestic spending has no FX fee
  • The free Basic plan pays no cashback at all
  • In the US, Australia, Singapore and elsewhere, Plus stops earning after $750 of spend a month and Pro after $1,500 (since 1 Sep 2026); UK, EU and Canadian plans cap at $25 and $75 of rewards
Every plan and fee for Crypto.com Visa Card

Krak Card

  • No monthly, annual or card fees; virtual and plastic cards are free
  • Cashback paid as cash (USD, GBP or EUR) or BTC when the purchase settles, with no monthly cap
  • 0% FX markup in the UK and EEA
  • Cashback depends on your 30-day average balance: 0% under $200, 1% from $1,000, 2% only from $50,000
  • US cardholders pay a 1% fee on foreign-currency and non-US-merchant purchases
Every plan and fee for Krak Card

More: other comparisons, every card at your spend, or the cashback list.