Crypto.com Visa Card vs Wirex Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
Highest at this spendCrypto.com Visa Card
Crypto.com Visa Card
$12.51 a month
0.6% effective, advertised up to 4.5%
Crypto.com Visa Card keeps $12.51 more a month than Wirex Card at this spend.
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| Detail | Crypto.com Visa Card | Wirex Card |
|---|---|---|
| Plan at this spend | Pro ($299.90/yr) | Wirex One (Base) |
| Paid in | CRO | USD |
| FX on your spend | 0% | 0.5% |
| Yearly fee | $49.90 or $299.90 | None |
| Network | Visa | Visa |
| Card type | Prepaid | Debit |
| Custody | Custodial | Custodial |
| Available in | US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere | UK, EU, Australia, Asia-Pacific, Elsewhere |
| Perks | Lounge access, Discounts & offers, Earn yield, Metal card | Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Borrow vs crypto, Metal card |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
Crypto.com Visa Card
- CRO back on spending from 1.5% (Plus) to 4.5% (Private); UK, EU and Canadian plans currently pay 2% to 5%
- Plus and Pro can be unlocked with a subscription ($49.90 or $299.90 a year) instead of locking CRO
- Local-currency cards in the US, UK, EU, Canada and Australia, so domestic spending has no FX fee
- The free Basic plan pays no cashback at all
- In the US, Australia, Singapore and elsewhere, Plus stops earning after $750 of spend a month and Pro after $1,500 (since 1 Sep 2026); UK, EU and Canadian plans cap at $25 and $75 of rewards
Wirex Card
- Long track record (since 2015) and a rare dual Visa+Mastercard principal membership, no sponsor-bank fragility
- New no-subscription Wirex One pays cashback in USD value, removing the volatile-token payout of the old model
- Genuine premium Visa perks (lounges, hotel collection, concierge, flight comp) at no monthly fee
- Realistic new-user cashback is ~0.5% at best; the advertised up-to-8% is on legacy plans now CLOSED to new sign-ups and paid in the sub-cent, illiquid WXT token
- Wirex One redemption is gated: you can only redeem ~7% of your WPAY dollar-holdings per month, so with no WPAY you accrue cashback but effectively can't cash it out
More: other comparisons, every card at your spend, or the cashback list.