Phantom Cash Card

Researched 2026-09-27. NO CASHBACK (HIGH): the tracker record (High confidence, official help centre) and earlier research agree the card has no cashback or points programme; modelled as a single 0% plan. AVAILABILITY (HIGH): Phantom's 'Feature availability by region' help article says the debit card is available in the United States except New York, virtual only. A third-party headline about a global launch with a physical card is contradicted by the help centre. FEES (MED): Phantom's help centre says fees can apply when you send, swap, fund or withdraw from the Cash account and are always shown before you confirm, and that converting to stablecoins is free; no card spending fee is listed. Earlier research recorded a ~0.95% crypto-to-USD conversion fee; it traces to a review, not a Phantom document, and likely describes converting other crypto rather than spending CASH, so it is not modelled. Please verify against the cardholder agreement. FX is not stated in the sources reviewed; it does not affect the model because the card is US-only, and the ~1% network default is a placeholder. Limits: $2,000 a day by default, up to $5,000 (help centre per the tracker; earlier research said $5,000). Issuer Lead Bank with Bridge as programme manager; KYC via Stripe. Card type is 'debit' per Phantom's own naming (the tracker recorded prepaid).