Crypto cards in the US
- Terms checked 14 Oct 2026
- 7 of 14 self-custodial cards
Short answer: 7 of the self-custodial cards we track are open to people in the US. 1 of them charges a fee on every purchase, even in US dollars. At $2,000 a month, Tria Card pays back the most after fees.
What each card pays back in the US
At $2,000 a month- 1Tria CardMax (Metal), paid in USDT0% FX$99.17
- 2ether.fi CashCore, paid in ETHFI0% FX$60.00
- 3Tangem PayBasic, paid in USDC0% FX$20.00
- 4XPlaceSilver, paid in USDC0% FX$11.75
- 5OobitLevel 5 ($1,500+ spend per 90 days), paid in USDT (USDC in the EEA)1% FX$0.00
- 6Phantom Cash CardPhantom Cash0% FX$0.00
No fee on US-dollar spending
Tria Card, ether.fi Cash, Tangem Pay, XPlace, Phantom Cash Card and Avici Card
Not available here
Bleap, COCA Card, Ethena Pay, Gnosis Pay Card, Kolo Card, MetaMask Card and Plasma One don't accept people in the US.
Spending crypto and tax
Paying with crypto can count as selling it for tax. Check the IRS's guidance before you spend a large balance.
Questions people in the US ask
Can I get a crypto card in the US?
Yes. 7 of the 14 self-custodial cards we track accept people in the US: Avici Card, ether.fi Cash, Oobit, Phantom Cash Card, Tangem Pay, Tria Card and XPlace.
Which crypto cards charge no fee on US-dollar spending?
Tria Card, ether.fi Cash, Tangem Pay, XPlace, Phantom Cash Card and Avici Card, on the plan that pays back the most at $2,000 a month.
Which crypto card pays back the most at $2,000 a month in the US?
Tria Card pays back $99.17 a month after fees and FX, on the Max (Metal) plan. The order changes with how much you spend.
We only rank self-custodial cards, where you hold the keys. Custodial ones are on the card list, behind a filter. General information only, not a recommendation. Figures are estimates from each card's published terms at $2,000 a month.