COCA Card vs RedotPay Card
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
COCA Card keeps $27.75 more a month than RedotPay Card at this spend.
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| Detail | COCA Card | RedotPay Card |
|---|---|---|
| Plan at this spend | Starter | Pro |
| Paid in | USDC or EURC | USDs credit |
| FX on your spend | 0% | 1% |
| Yearly fee | None | $129 |
| Network | Visa | Visa |
| Card type | Debit | Prepaid |
| Custody | Self-custody | Custodial |
| Available in | UK, EU, Australia, Asia-Pacific, Elsewhere | UK, EU, Canada, Australia, Asia-Pacific, Elsewhere |
| Perks | Discounts & offers, Earn yield | Earn yield, Borrow vs crypto |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
COCA Card
- 1% back on all eligible spend with no stake, paid to your USD or EUR balance in USDC or EURC
- Staking tiers raise the rate to 3% to 8% on all eligible spend, with no spend band
- No subscription or annual fee on any tier; free virtual card
- A monthly claim capacity limits what you can take out: $15 on Starter (reached at $1,500 of spend) up to $350 on Elite. Unclaimed rewards roll over but expire 12 months after they become claimable
- Paid tiers need 300 to 30,000 COCA staked and locked (about $400 to $40,200 at $1.34); unstaking means cancelling the tier and a 30-day cooldown
RedotPay Card
- Free standard tier with no monthly fee; free on-chain crypto top-up (0%)
- Visa, virtual + physical + Solana Edition, 100+ countries
- Apple Pay and Google Pay supported
- Standard cards earn ZERO cashback; only the paid Pro tier ($129/yr) earns rewards
- Pro 3% cashback applies ONLY to Apple/Google Pay spend and is capped at 18 USDs/mo (~$600 of spend), so the $129/yr fee eats most of it
More: other comparisons, every card at your spend, or the cashback list.