Binance Card vs RedotPay Card
Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.
a month in
All amounts in US dollars
Binance Card pays back $70.75 more a month than RedotPay Card at this spend.
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| Detail | Binance Card | RedotPay Card |
|---|---|---|
| Plan at this spend | Tier 3 ($1,000+ monthly spend) | Pro |
| Paid in | USDC | USDs credit |
| FX on your spend | 0.1% | 1% |
| Yearly fee | None | $129 |
| Network | Mastercard | Visa |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Custodial |
| Available in | Australia, Asia-Pacific, Elsewhere | UK, EU, Canada, Australia, Asia-Pacific, Elsewhere |
| Perks | None listed | Earn yield, Borrow vs crypto |
RedotPay CardGeneral information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
Binance Card
- No issuance, monthly or annual fee
- Cashback paid in USDC, and the month's highest tier applies to all of that month's spend
- Spending USDC costs only a 0.1% conversion fee
- A 3% foreign transaction fee in Australia (2% in several other markets) outweighs the cashback on local-currency spend
- Cashback is capped at US$100 a month (Binance's cashback FAQ, updated 25 Sep 2026)
RedotPay Card
- Free standard tier with no monthly fee; free on-chain crypto top-up (0%)
- Visa, virtual + physical + Solana Edition, 100+ countries
- Apple Pay and Google Pay supported
- Standard cards earn ZERO cashback; only the paid Pro tier ($129/yr) earns rewards
- Pro 3% cashback applies ONLY to Apple/Google Pay spend and is capped at 18 USDs/mo (~$600 of spend), so the $129/yr fee eats most of it
More: other comparisons, every card at your spend, or the cashback list.