MetaMask Card vs Tangem Pay
Side by side at your spend: what each card keeps after fees and FX, where you can get it and what it includes.
a month in
MetaMask Card and Tangem Pay both keep $20.00 a month at this spend.
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| Detail | MetaMask Card | Tangem Pay |
|---|---|---|
| Plan at this spend | Virtual (Free) | Basic |
| Paid in | mUSD | USDC |
| FX on your spend | 0% | 0% |
| Yearly fee | None | None |
| Network | Mastercard | Visa |
| Card type | Debit | Credit |
| Custody | Self-custody | Self-custody |
| Available in | EU, Canada, Elsewhere | US, Australia, Asia-Pacific, Elsewhere |
| Perks | Discounts & offers, Earn yield, Metal card | Purchase protection, Earn yield |
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates; terms change; crypto is volatile.
MetaMask Card
- Self-custodial: crypto stays in your wallet until purchase
- 0% FX on Metal
- Virtual + physical, Apple/Google Pay
- Cashback paid in mUSD (de-peg/liquidity risk; may need gas to use)
- US new sign-ups paused since 3 Jun 2026, and Metal card orders paused everywhere since 2 Jun 2026 (Virtual card only)
Tangem Pay
- 1% USDC cashback on Basic with no monthly fee
- 2% on Plus, with the $29.99 monthly fee waived at $4,500 of monthly spend
- Self-custodial: the card balance sits in a smart contract account you control
- 1.5% fee on every non-USD purchase, more than the 1% Basic cashback
- Purchases under $30 earn no cashback
More: other comparisons, every card at your spend, or the cashback list.