ether.fi Cash vs MetaMask Card
Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.
a month in
All amounts in US dollars
ether.fi Cash pays back $40.00 more a month than MetaMask Card at this spend.
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| Detail | ether.fi Cash | MetaMask Card |
|---|---|---|
| Plan at this spend | Core | Virtual (Free) |
| Paid in | ETHFI | mUSD |
| FX on your spend | 0% | 0% |
| Yearly fee | $199 or $999 | None |
| Network | Visa | Mastercard |
| Card type | Credit | Debit |
| Custody | Self-custody | Self-custody |
| Available in | US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere | EU, Canada, Elsewhere |
| Perks | Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Borrow vs crypto, Metal card | Discounts & offers, Earn yield, Metal card |
MetaMask CardGeneral information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
ether.fi Cash
- 3% cashback on the first $2,000/mo (Core), scaling to $10k (Luxe) / $50k (Pinnacle), and 4% on VIP
- Self-custodial: spend from your own Safe vault
- Collateral keeps earning staking yield via Borrow Mode
- Cashback is now paid in ETHFI, a volatile token, rather than the USDC it previously credited
- Cashback rate steps down sharply above the 3% band (1% then 0.5%)
MetaMask Card
- Self-custodial: crypto stays in your wallet until purchase
- 0% FX on Metal
- Virtual + physical, Apple/Google Pay
- Cashback paid in mUSD (de-peg/liquidity risk; may need gas to use)
- US new sign-ups paused since 3 Jun 2026, and Metal card orders paused everywhere since 2 Jun 2026 (Virtual card only)
More: other comparisons, every card at your spend, or the cashback list.