Binance Card vs Tria Card
Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.
a month in
All amounts in US dollars
Tria Card pays back $41.17 more a month than Binance Card at this spend.
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| Detail | Binance Card | Tria Card |
|---|---|---|
| Plan at this spend | Tier 3 ($1,000+ monthly spend) | Max (Metal) |
| Paid in | USDC | USDT |
| FX on your spend | 0.1% | 0% |
| Yearly fee | None | $20, $109 or $250 |
| Network | Mastercard | Visa |
| Card type | Prepaid | Prepaid |
| Custody | Custodial | Self-custody |
| Available in | Australia, Asia-Pacific, Elsewhere | US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere |
| Perks | None listed | Lounge access, Earn yield, Metal card |
Tria CardGeneral information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
Binance Card
- No issuance, monthly or annual fee
- Cashback paid in USDC, and the month's highest tier applies to all of that month's spend
- Spending USDC costs only a 0.1% conversion fee
- A 3% foreign transaction fee in Australia (2% in several other markets) outweighs the cashback on local-currency spend
- Cashback is capped at US$100 a month (Binance's cashback FAQ, updated 25 Sep 2026)
Tria Card
- Up to 6% cashback on the top tier (first $2,000/mo)
- No fees on US-dollar purchases
- Cashback paid in liquid USDT on Arbitrum, no vesting (Season 3, June 2026)
- Boosted rate only applies up to the monthly cap; spend above drops to 0.5%/1%
- Purchases outside US dollars pay a 0.5% Tria fee on top of Visa's 1% FX fee: about 1.9% over the market rate all in, in our own test
More: other comparisons, every card at your spend, or the cashback list.