ether.fi Cash vs Plasma One

Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.

I spenda month in

All amounts in US dollars

Pays the most

ether.fi Cash

$60.00 a month

3.0% effective, advertised up to 4.0%

See plans

Plasma One

$33.42 a month

1.7% effective, advertised up to 4.0%

See plans

ether.fi Cash pays back $26.58 more a month than Plasma One at this spend.

Affiliate link: we may earn a commission if you sign up.

Detail	ether.fi Cash	Plasma One
Plan at this spend	Core	Core
Paid in	ETHFI	XPL
FX on your spend	0%	0%
Yearly fee	$199 or $999	$199
Network	Visa	Visa
Card type	Credit	Prepaid
Custody	Self-custody	Self-custody
Available in	US, UK, EU, Canada, Australia, Asia-Pacific, Elsewhere	UK, EU, Canada, Australia, Asia-Pacific, Elsewhere
Perks	Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Borrow vs crypto, Metal card	Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Metal card

General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.

ether.fi Cash

3% cashback on the first $2,000/mo (Core), scaling to $10k (Luxe) / $50k (Pinnacle), and 4% on VIP
Self-custodial: spend from your own Safe vault
Collateral keeps earning staking yield via Borrow Mode

Cashback is now paid in ETHFI, a volatile token, rather than the USDC it previously credited
Cashback rate steps down sharply above the 3% band (1% then 0.5%)

Every plan and fee for ether.fi Cash

Plasma One

Entry 2% cashback free, no fee, no stake (Lite)
Low/zero FX markup by tier (~1% / ~0.5% / 0%)
Self-custodial stablecoin balance (you own the funds)

Cashback accrues in USD but is PAID IN XPL, token-price volatility
US residents excluded

Every plan and fee for Plasma One

More: other comparisons, every card at your spend, or the cashback list.