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Gnosis Pay Card

A self-custody Visa card. No yearly fee.

a month in

All amounts in US dollars

Not offered to people in the US. Pick another country above to see what it pays there.

Not available in the US

Pick a plan

  • Pays the most

    No cashback (program ended 30 Sep 2026)

    Free, no cashback

    −$26.00 a month, −1.3%

What you keep as spend grows

−2%−1%0%1%$1k$2.5k$5k$7.5k$10kAdvertised: up to 0%−1.3% at $2,000

Hover the line to see other amounts.

Effective rate after fees in the US, on the plan that pays most at each spend. Where the line turns down, a monthly cap has been reached.
Show as a table
Monthly spendWhat you keepPlan
$250−1.3%No cashback (program ended 30 Sep 2026)
$500−1.3%No cashback (program ended 30 Sep 2026)
$750−1.3%No cashback (program ended 30 Sep 2026)
$1,000−1.3%No cashback (program ended 30 Sep 2026)
$1,500−1.3%No cashback (program ended 30 Sep 2026)
$2,000−1.3%No cashback (program ended 30 Sep 2026)
$2,500−1.3%No cashback (program ended 30 Sep 2026)
$3,000−1.3%No cashback (program ended 30 Sep 2026)
$4,000−1.3%No cashback (program ended 30 Sep 2026)
$5,000−1.3%No cashback (program ended 30 Sep 2026)
$6,000−1.3%No cashback (program ended 30 Sep 2026)
$7,500−1.3%No cashback (program ended 30 Sep 2026)
$10,000−1.3%No cashback (program ended 30 Sep 2026)

Every fee

Yearly fee
None
FX fee
0% FX markup (June 2026 research, rated high confidence then). Some reviews mention a ~1.5% 'EURe stabilisation fee' that does not appear on the official fee page
Conversion fee
$0
Topping up
EURe or GBPe held in your own Safe account on Gnosis Chain
ATM withdrawals
Reported: 5 free withdrawals or 200 EURe a month, then 2% per withdrawal (June 2026 research, not re-checked)
Card issue
Card orders were free (Gnosis Pay's fees article); direct orders have now closed and the card and web app are being shut down
Monthly fee
$0

Our own test

We're testing crypto cards with a week of everyday spending each from October and comparing what each card takes with the market rate. What this card actually charges will show here and in our Q4 report.

Where these numbers come from

Gnosis Pay Card's published terms, checked 27 September 2026. Where sources disagree, we go with the less generous reading.

What's good and what to watch

Good

  • Self-custodial: you spend straight from your own Safe account
  • 0% FX markup
  • Funds remain withdrawable from the Safe account after the card closes

Watch

  • Closed to new sign-ups; the consumer card and web app stop working on 20 December 2026
  • No cashback on spend from 1 October 2026
  • Cashback was paid in GNO, a volatile token, and the higher rates needed 1 to 100 GNO held
  • Europe only (EEA, UK, Switzerland); never available to US residents

At a glance

Network
Visa
Custody
self-custodial
Card type
debit
Form
Physical & virtual
Mobile wallets
✓ Apple Pay✓ Google Pay
Chains
Gnosis Chain
Tokens
EUReGBPe
Availability
Own consumer card: EEA, UK and Switzerland, closed to new sign-ups and shutting at 23:59 UTC on 20 December 2026, The card platform continues through partner apps, each with its own terms: Rebind for euro cards, Picnic or MiniPay for US-dollar cards (no pound option yet)
KYC
Required
Funding
EURe or GBPe in a self-custodial Safe account on Gnosis Chain

Perks and benefits

  • Offers & credits
    None after 30 September 2026: the GNO cashback program ends then, with a final payout due 7 October 2026
Go to Gnosis Pay Card

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General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.

Gnosis Pay CardGo to Gnosis Pay Card

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