Crypto cards in Europe
- Terms checked 14 Oct 2026
- 9 of 14 self-custodial cards
Short answer: 9 of the self-custodial cards we track are open to people in Europe. 6 of them charge an FX fee on spending in euros. At $2,000 a month, Tria Card pays back the most after fees.
What each card pays back in Europe
At $2,000 a month, all of it in euros- 1Tria CardMax (Metal), paid in USDT1.9% FX$61.17
- 2ether.fi CashCore, paid in ETHFI0% FX$60.00
- 3COCA CardStandard+ (1,000 COCA staked), paid in USDC or EURC0% FX$21.61
- 4BleapStandard, paid in USDC0% FX$20.00
- 5Kolo CardCashback, paid in BTC1% FX$0.00
- 6MetaMask CardVirtual (Free), paid in mUSD1% FX−$6.00
No FX on euros
ether.fi Cash, COCA Card and Bleap
Not available here
Avici Card, Ethena Pay, Gnosis Pay Card, Phantom Cash Card and Tangem Pay don't accept people in Europe.
Spending crypto and tax
Paying with crypto can count as selling it for tax. Check your tax authority's guidance before you spend a large balance.
Questions people in Europe ask
Can I get a crypto card in Europe?
Yes. 9 of the 14 self-custodial cards we track accept people in Europe: Bleap, COCA Card, ether.fi Cash, Kolo Card, MetaMask Card, Oobit, Plasma One, Tria Card and XPlace.
Which crypto cards charge no FX on euros?
ether.fi Cash, COCA Card and Bleap, on the plan that pays back the most at $2,000 a month.
Which crypto card pays back the most at $2,000 a month in Europe?
Tria Card pays back $61.17 a month after fees and FX, on the Max (Metal) plan. The order changes with how much you spend.
We only rank self-custodial cards, where you hold the keys. Custodial ones are on the card list, behind a filter. General information only, not a recommendation. Figures are estimates from each card's published terms at $2,000 a month.