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Avici Card vs KAST Card

Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.

Short answer: At $2,000 a month in the US, Avici Card costs $1.25 a month more than it pays back and KAST Card pays back $30.00 a month. KAST Card comes out $31.25 a month ahead. It stays ahead at $500 a month, by $8.75, and at $5,000, by $31.25. Only Avici Card is open to people in Australia. Only KAST Card is open to people in the UK and the EU.

Terms checked Avici Card , KAST Card How we work it out

a month in

All amounts in US dollars

Avici Card

−$1.25 a month

Real cashback rate −0.1%

Pays the mostKAST Card

$30.00 a month

Advertised up to 3% , real cashback rate 1.5%

KAST Card pays back $31.25 more a month than Avici Card at this spend.

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DetailAvici CardKAST Card
Plan at this spendPlatinumStandard
Paid inNot statedUSD
FX on your spend0%0%
Yearly fee$20$1,000 or $10,000
NetworkVisaVisa
Card typeCreditPrepaid
CustodySelf-custodyCustodial
Available inUS, Australia, Asia-Pacific, Elsewhere (not Indonesia, Israel, South Korea, Nigeria, Turkey, Taiwan)US, UK, EU, Asia-Pacific, Elsewhere (not Japan)
PerksTravel insurance, Purchase protectionLounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Metal card

FX marked measured is what we paid on our own purchases. The rest are worked out from each card's terms. How we work out FX

General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.

Avici Card

  • Self-custodial design: card funds sit in an escrow contract owned by your wallet, and only your wallet can withdraw unspent funds
  • Open in about 50 countries outside Europe, incl. Australia, New Zealand, Singapore and Japan, plus 31 US states
  • Low entry cost: $15 one-time for a virtual Platinum card, no monthly or annual fee
  • No cashback on spend
  • 1% FX fee on non-USD spend under the card terms, although the docs fee page shows a 0% markup
Every plan and fee for Avici Card

KAST Card

  • 0% spread on stablecoin deposits (1:1)
  • Free Standard tier, no monthly fee
  • 170+ countries, unlimited daily spend
  • Custodial: KAST holds your crypto
  • High ATM cost ($3 + 2% USD, $3 + 4% non-USD), low $750/day limit
Every plan and fee for KAST Card

More: other comparisons, every card at your spend, or the cashback list.