KAST Card vs Oobit
Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.
Short answer: At $2,000 a month in the US, KAST Card pays back $30.00 a month and Oobit pays back nothing. KAST Card comes out $30.00 a month ahead. It stays ahead at $500 a month, by $0.50, and at $5,000, by $45.00. In the EU, KAST Card comes out $40.00 a month ahead at the same spend. Only Oobit is open to people in Australia.
Terms checked KAST Card , Oobit How we work it out
All amounts in US dollars
KAST Card pays back $30.00 more a month than Oobit at this spend.
Affiliate link: we may earn a commission if you sign up.
| Detail | KAST Card | Oobit |
|---|---|---|
| Plan at this spend | Standard | Level 5 ($1,500+ spend per 90 days) |
| Paid in | USD | USDT (USDC in the EEA) |
| FX on your spend | 0% | 1% |
| Yearly fee | $1,000 or $10,000 | None |
| Network | Visa | Visa |
| Card type | Prepaid | Credit |
| Custody | Custodial | Self-custody |
| Available in | US, UK, EU, Asia-Pacific, Elsewhere (not Japan) | US, UK, EU, Australia, Asia-Pacific, Elsewhere (not Hong Kong, Indonesia, Israel, Japan, Nigeria, Singapore, Turkey) |
| Perks | Lounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Metal card | Purchase protection |
FX marked measured is what we paid on our own purchases. The rest are worked out from each card's terms. How we work out FX
General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.
KAST Card
- 0% spread on stablecoin deposits (1:1)
- Free Standard tier, no monthly fee
- 170+ countries, unlimited daily spend
- Custodial: KAST holds your crypto
- High ATM cost ($3 + 2% USD, $3 + 4% non-USD), low $750/day limit
Oobit
- Spend straight from a connected self-custody wallet
- Available in most countries, including the US
- Apple Pay and Google Pay
- 1% fee on every payment (minimum $0.25), plus up to 1.5% on non-USD spend
- Beyond the first $200 a month, rewards are 0.1% to 0.5%, below the 1% payment fee
More: other comparisons, every card at your spend, or the cashback list.


