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KAST Card vs Oobit

Side by side at your spend: what each card pays back after fees and FX, where you can get it and what it includes.

Short answer: At $2,000 a month in the US, KAST Card pays back $30.00 a month and Oobit pays back nothing. KAST Card comes out $30.00 a month ahead. It stays ahead at $500 a month, by $0.50, and at $5,000, by $45.00. In the EU, KAST Card comes out $40.00 a month ahead at the same spend. Only Oobit is open to people in Australia.

Terms checked KAST Card , Oobit How we work it out

a month in

All amounts in US dollars

Pays the mostKAST Card

$30.00 a month

Advertised up to 3% , real cashback rate 1.5%

Oobit

$0.00 a month

Advertised up to 5.5% , real cashback rate 0.0%

KAST Card pays back $30.00 more a month than Oobit at this spend.

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DetailKAST CardOobit
Plan at this spendStandardLevel 5 ($1,500+ spend per 90 days)
Paid inUSDUSDT (USDC in the EEA)
FX on your spend0%1%
Yearly fee$1,000 or $10,000None
NetworkVisaVisa
Card typePrepaidCredit
CustodyCustodialSelf-custody
Available inUS, UK, EU, Asia-Pacific, Elsewhere (not Japan)US, UK, EU, Australia, Asia-Pacific, Elsewhere (not Hong Kong, Indonesia, Israel, Japan, Nigeria, Singapore, Turkey)
PerksLounge access, Travel insurance, Purchase protection, Concierge, Discounts & offers, Earn yield, Metal cardPurchase protection

FX marked measured is what we paid on our own purchases. The rest are worked out from each card's terms. How we work out FX

General information only. These figures are calculated from the spend you enter and the card terms we've collected. We haven't considered your objectives, financial situation or needs, and this isn't a recommendation. Consider whether a card suits you and read the provider's terms before applying. Figures are estimates, terms change, and crypto is volatile.

KAST Card

  • 0% spread on stablecoin deposits (1:1)
  • Free Standard tier, no monthly fee
  • 170+ countries, unlimited daily spend
  • Custodial: KAST holds your crypto
  • High ATM cost ($3 + 2% USD, $3 + 4% non-USD), low $750/day limit
Every plan and fee for KAST Card

Oobit

  • Spend straight from a connected self-custody wallet
  • Available in most countries, including the US
  • Apple Pay and Google Pay
  • 1% fee on every payment (minimum $0.25), plus up to 1.5% on non-USD spend
  • Beyond the first $200 a month, rewards are 0.1% to 0.5%, below the 1% payment fee
Every plan and fee for Oobit

More: other comparisons, every card at your spend, or the cashback list.