Crypto cards in Australia
- Terms checked 14 Oct 2026
- 10 of 14 self-custodial cards
Short answer: 10 of the self-custodial cards we track are open to people in Australia. 10 of them charge an FX fee on spending in Australian dollars. At $2,000 a month, Tria Card pays back the most after fees.
What each card pays back in Australia
At $2,000 a month, all of it in Australian dollars- 1Tria CardMax (Metal), paid in USDT1.9% FX$61.17
- 2Ethena PayStandard, paid in AVAX1% FX$54.00
- 3ether.fi CashCore, paid in ETHFI1.5% FX$24.00
- 4COCA CardStandard+ (1,000 COCA staked), paid in USDC or EURC1.5% FX−$14.39
- 5Tangem PayBasic, paid in USDC1.5% FX−$16.00
- 6XPlaceGold, paid in USDC1.25% FX−$21.75
No FX on Australian dollars
None of the cards we track.
Not available here
Bleap, Gnosis Pay Card, MetaMask Card and Phantom Cash Card don't accept people in Australia.
Spending crypto and tax
Paying with crypto can count as selling it for tax. Check the ATO's guidance before you spend a large balance.
Questions people in Australia ask
Can I get a crypto card in Australia?
Yes. 10 of the 14 self-custodial cards we track accept people in Australia: Avici Card, COCA Card, Ethena Pay, ether.fi Cash, Kolo Card, Oobit, Plasma One, Tangem Pay, Tria Card and XPlace.
Which crypto cards charge no FX on Australian dollars?
None of the cards we track, on the plan that pays back the most at this spend.
Which crypto card pays back the most at $2,000 a month in Australia?
Tria Card pays back $61.17 a month after fees and FX, on the Max (Metal) plan. The order changes with how much you spend.
We only rank self-custodial cards, where you hold the keys. Custodial ones are on the card list, behind a filter. General information only, not a recommendation. Figures are estimates from each card's published terms at $2,000 a month.